Health

Individual & Family Health Insurance Coverage

• Preventive Care
• Office Visits
• Hospitalization (treatment in the hospital for inpatient care
• Emergency services (trips to the emergency room)
• Maternity and newborn care
• Prescription medications
• Ambulatory patient services (outpatient care)
• Mental health services and addiction treatment
• Rehabilitative services and devices
• Laboratory services
• Pediatric services- dental & vision

You have two times during the year to purchase a health plan:

Open enrollment or Special enrollment

• Open enrollment happens annually and starts November 1. For 2021 plans, the open enrollment period is November 1, 2020 through December 15, 2020. A health plan purchased during open enrollment will begin covering you Jan. 1, 2021.
• Special enrollment period, or SEP, occurs outside of the annual open enrollment period and can occur any time you have a qualifying life event. Qualifying life events include, but aren’t limited to:
  • Changes in family size (marriage, divorce, birth of a child, etc)
  • Loss of coverage
  • Relocating to a new area
  • Certain changes in income

Whatever your health insurance needs we’ll help you make the right choice for you and your family.