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Long Term Care

Top 3 reasons why people have Long Term Care Protection

  1. To protect assets
  2. Security peace of mind
  3. I don’t want to be a financial burden to my family

Connect with VIP today to get started on a long term care plan. We will help come up with a customized plan perfectly suitable for you.

When will a policy start to pay for care Generally, long-term care insurance policies begin to pay benefits when one of two different criteria is met and you have met the elimination period.

  • You have severe cognitive impairment, such as Alzheimer’s disease and other forms of dementia, which make it impossible for you to live independently in a safe manner.
  • Or you are unable to perform two of the six activities of daily living (ADLs) without assistance or supervision:
    1. Continence: Control of one’s bladder and bowel movements
    2. Dressing: Clothes oneself
    3. Toileting: Use a toilet and perform associated personal hygiene
    4. Eating: Feed oneself
    5. Bathing: Bathe oneself
    6. Transference: Move oneself into or out of a bed or a chair

Daughter Having Conversation on Long Term Care Planning

Caring Daughter, Mom, and Dad

About Long Term Care Insurance

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