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Health
Group Health Insurance has many options available. Employers are looking at the cost effective ways to keep the premium affordable and provide the best employee benefit package for their employees.
- HRAs (Health Reimbursement Accounts)
- HSAs (Health Saving Accounts)
- Wellness Programs
- FSAs (Flexible Spending Accounts)
- PCAs (Personal Care Accounts)
- Dependent Care (DCFSA)
Connect with VIP today to get started on a business health plan. We will help come up with a customized plan perfectly suitable for you.
Basic Health 101
Private Exchange
Health Savings Account (HSA) – IRS Limits
2019 IRS Limits |
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Maximum Contribution Limit |
$3,500 |
$7,000 |
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Minimum Deductible |
$1,350 |
$2,700 |
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Maximum |
$6,750 |
$13,500 |
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Catch-up Contribution (55+) |
$1,000 |
$1,000 |
2020 IRS Limits |
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Maximum Contribution Limit |
$3,550 |
$7,100 |
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Minimum Deductible |
$1,400 |
$2,800 |
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Maximum |
$6,900 |
$13,800 |
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Catch-up Contribution (55+) |
$1,000 |
$1,000 |
Flexible Spending Account (FSA) – IRS Limits
2019 Maximum Contribution:
$2,700
2020 Maximum Contribution:
$2,750
Dependent Care Flexible Spending Account (DCFSA) – IRS Limits
2019 Maximum Contribution:
$2,500
2020 Maximum Contribution:
$2,500
If filing taxes jointly, Maximum Contribution: $5,000
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